Privacy Policy

Beematulana.com including online platform(s), it's mobile application/web applications owned by the Company ('Website') recognizes the importance of maintaining your privacy. Beematulana.com is committed to maintaining the confidentiality, integrity, and security of all information of our users. This Privacy Policy describes how Beematulana.com collects and handles certain information it may collect and/or receive from you via the use of this Website. Please see below for details on what type of information we may collect from you, how that information is used in connection with the services offered through our Website, and relevant information shared with our authorized business partners only for the purpose of the policy solicitation process, pre/post-sale servicing, claim to service and providing you any other services as permissible under applicable laws. This Privacy Policy applies to current and former visitors to our Website and our customers. By visiting and/or using our Website, you agree to this Privacy Policy. 

By using Beematulana.com and/or registering yourself at www.Beematulana.com, you authorize Beematulana Insurance Brokers Private Limited (including its authorized representatives and its business partners) (Beematulana/Company) to contact you via email or phone call or sms and offer you our services for the product you have opted for, imparting product knowledge, offer promotional offers running on the Website and offers by its authorized business partners and associated third parties (to the extent permissible), for which reasons your information may be collected in the manner as detailed under this Policy. You hereby agree that you authorize Beematulana.com to contact you for the above-mentioned purposes. Your authorization, in this regard, shall be valid as long as your account is not deactivated by either you or us. Controllers of Personal Information

Your personal data will be stored and collected by Beematulana Private Limited. 

Purposes of collection of your data 

Beematulana.com collects your information only when you enter your information. When you register with Beematulana.com, you are asked for submitting certain information which may be personal to you such as first name, last name, state and city of residence, email address, number, date of birth, finances, know your customer and medical records, etc. Once you register at the Website and sign in you are not anonymous to us. Also, you are asked for your contact number during registration and may be sent SMSs, and notifications about our services to your wireless device. Hence, by registering you authorize Beematulana.com to send texts and email alerts to you with your login details and any other service requirements, including promotional mail and SMSs.

We use your information in order to:

• Respond to queries or requests submitted by you.
• Anticipate and resolve problems with any services supplied to you.
• To make our website and the services offered better. We may combine information we get from you with information about you we get from our business partners or third parties as permissible under applicable laws.
• To send you notices, and communications, and offer alerts relevant to your use of the Services offered on this Website.
• Third parties and outsourced entities for the reasons consistent with the purposes for which the information was collected and/or other purposes as per applicable law. 
  Where we need to comply with a legal obligation as per applicable legal and regulatory framework.

As otherwise provided in this Privacy Policy.

Information Sharing and Disclosure
We may share your Information submitted on the Website to any third party/service provider/business partner without obtaining your prior consent in the following limited circumstances:

• When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offenses. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these Terms and Conditions; for complying with the applicable laws and regulations.
• Beematulana shall transfer information about you in case Beematulana is acquired by or merged with another company.
• Where we need to comply with a legal obligation as per applicable legal and regulatory framework.

We Collect Cookies
A cookie is a piece of data stored on the user's computer tied to information about the user. We may use both session ID cookies and persistent cookies. For session ID cookies, once you close your browser or log out, the cookie terminates and is erased. A persistent cookie is a small text file stored on your computer’s hard drive for an extended period of time. Session ID cookies may be used by PRP to track user preferences while the user is visiting the website. They also help to minimize load times and save on server processing. Persistent cookies may be used by PRP to store whether, for example, you want your password remembered or not, and other information. Cookies used on the PRP website do not contain personally identifiable information.

Log Files
Like most standard websites, we use log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and the number of clicks to analyze trends, administer the site, track user's movement in the aggregate, and gather broad demographic information for aggregate use. We may combine this automatically collected log information with other information we collect about you. We do this to improve the services we offer to you, and to improve marketing, analytics, or site functionality.

Security
We employ appropriate technical and organizational security measures at all times to protect the information we collect from you. We use multiple electronic, procedural, and physical security measures to protect against unauthorized or unlawful use or alteration of information, and against any accidental loss, destruction, or damage to information. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee its absolute security. Further, you are responsible for maintaining the confidentiality and security of your login id and password, and may not provide these credentials to any third party.

Links to Other Websites
There might be other sites linked to Beematulana.com. Personal information that you provide to those sites is not our property. These affiliated sites may have different privacy practices and we encourage you to read the privacy policies of this website when you visit them.

Changes in this Privacy Policy
Beematulana.com reserves the right to change this policy from time to time, at its sole discretion. We may update this privacy policy to reflect changes to our information practices. We encourage you to periodically review